Inflation and taxes affect most investments returns; however, in the last 2 years, the UK premium bonds have been the most affected as investors withdraw their national savings and invest elsewhere.

The UAE have been a strong nation and have developed as a country through oil production, manufacturing and property development. However, the United Arab Emirates is now a world leader in foreign investment with large scale investments in European and American markets.

The following list comprises the top 5 lottery, national or premium bonds around the world. The concept of these bonds is a debt instrument in which a lottery draw is made each month and the winning investors receive a monetary prize. Common in many countries these bonds are a safe and affordable investment for many investors around the world.

High participant numbers leading to lowered chances of winning are making some investors withdraw their premium bonds in favour of other investments including corporate bonds, mutual funds and hybrid funds.

IOTA Global Equity Fund is among the top forecasted hybrid funds for institutional investors to watch in 2010. Their unique investment strategy set them apart from other hybrid fund, corporate bond fund and hedge fund providers.

The following list features the top 5 hybrid funds for 2010. These funds, which cater for institutional based investors, all follow similar investment strategies in order to perform and continue investment after the recession of 2009.

The procedures and strategies used by top hybrid fund providers are all similar but slightly varied to a degree. The following characteristics are all common in the best hybrid funds for 2009.