Inflation and taxes affect most investments returns; however, in the last 2 years, the UK premium bonds have been the most affected as investors withdraw their national savings and invest elsewhere.

The following list comprises the top 5 lottery, national or premium bonds around the world. The concept of these bonds is a debt instrument in which a lottery draw is made each month and the winning investors receive a monetary prize. Common in many countries these bonds are a safe and affordable investment for many investors around the world.

High participant numbers leading to lowered chances of winning are making some investors withdraw their premium bonds in favour of other investments including corporate bonds, mutual funds and hybrid funds.